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🌙 Pakistan Calculator Suite · Updated 2025-26

Pakistan Islamic &
Finance Calculators

Your complete free hub for Zakat, Nisab, Islamic Calendar, FBR Salary Tax, Property Stamp Duty, Bank EMI, Electricity & Gas Bills — all Shariah-compliant and updated for 2025-26.

Shariah Compliant FBR 2025-26 All Provinces NEPRA / OGRA 2025
8
Free Tools
2.5%
Zakat Rate
FBR
Official Slabs
5
Provinces
11
DISCOs Covered
☪️
☪️ Islamic Tools
3 Calculators

Shariah-compliant Islamic financial tools built for Pakistani Muslims — live PKR metal prices for Zakat & Nisab, complete Hijri ↔ Gregorian date converter, and Islamic event calendar for 1446-1447 AH.

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وَأَقِيمُواْ الصَّلاَةَ وَآتُواْ الزَّكَاةَ
Surah Al-Baqarah (2:43) "And establish prayer and give Zakat." All calculations follow Hanafi fiqh as practised in Pakistan, aligned with the Zakat & Ushr Ordinance 1980.
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Zakat 2026 · 1446 AH

Zakat Calculator

Calculate 2.5% annual Zakat on all assets — cash, gold, silver, investments, business inventory & rental income — with live PKR metal prices and automatic Nisab eligibility check.

2.5% Rate Live Gold PKR Auto Nisab Asset Breakdown
Calculate Zakat 🌙 1446 AH
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Gold & Silver · 2026

Nisab Calculator

Find today's Zakat Nisab threshold in Pakistani Rupees. Compare gold Nisab (7.5 tola / 87.48g) and silver Nisab (52.5 tola / 612.36g) at current Sarafa market rates.

Gold Nisab Silver Nisab Tola / Gram PKR Daily Rate
Check Nisab ⚖️ Daily Updated
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Hijri ↔ Gregorian

Islamic Calendar

Convert between Hijri and Gregorian dates. Check Islamic events — Ramadan, Eid ul Fitr, Eid ul Adha, Ashura, Muharram, Eid Milad un Nabi ﷺ — for 1446-1447 AH (2025-2026).

Hijri Converter Ramadan 2025 Eid Dates 1446-1447 AH
Open Calendar 📅 1446-1447 AH
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💼 Finance & Tax Tools
3 Calculators

Pakistan-specific financial calculators aligned with FBR Tax Year 2025-26, all-province stamp duty regulations, and both Islamic (Ijarah / Diminishing Musharakah) and conventional bank financing rates.

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FBR · Tax Year 2025-26

Salary Tax Calculator

Calculate monthly & annual income tax under FBR 2025-26 progressive slabs. Includes medical allowance deduction, Zakat relief, filer vs non-filer status, and full slab breakdown.

7 Tax Slabs Medical Exempt Filer Status IRIS FBR
Calculate Tax 📋 FBR 2025-26
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All Provinces · 2026

Stamp Duty Calculator

Calculate property stamp duty, registration fee, mutation charges, TIP & WHT for Punjab, Sindh, KPK, Balochistan and Islamabad ICT — based on DC Rate, with female buyer discount.

Punjab Sindh KPK Balochistan ICT
Calculate Duty 🏠 DC Rate 2025
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Islamic & Conventional

Pakistan Banks EMI

Compare home loan, car finance & personal finance EMI across Pakistan's top banks — Meezan, HBL, MCB, Bank Alfalah, UBL, Faysal Bank. Includes amortisation schedule.

Home Finance Car Ijarah Meezan Bank HBL / MCB
Calculate EMI 🏦 Rates 2025
Utility Bill Calculators
2 Calculators

Estimate your monthly utility bills using the latest NEPRA-approved electricity tariff slabs and OGRA-approved gas tariff rates — covering all 11 DISCOs and both SNGPL / SSGC gas networks across Pakistan.

NEPRA Tariff · Jul 2025

Electricity Bill Calculator

Calculate your WAPDA / K-Electric electricity bill using July 2025 NEPRA-approved tariff slabs. Covers all 11 DISCOs — residential, commercial & industrial — with fuel adjustment surcharge and taxes.

LESCOMEPCO IESCOFESCO GEPCOPESCO HESCOK-Electric +3 more
Calculate Bill Updated Jul 2025
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OGRA Tariff · 2025

Gas Bill Calculator

Estimate your Sui gas bill using the latest 2025 OGRA-approved tariff slabs for SNGPL (Punjab & KPK) and SSGC (Sindh & Balochistan) — domestic, commercial & tandoor consumer categories.

SNGPL — Punjab & KPK SSGC — Sindh & Balochistan Domestic Commercial Tandoor
Calculate Bill 🔥 OGRA 2025
Quick Reference 2025-26 — Key Numbers at a Glance
🌙 Zakat Rate
2.5%
On net zakatable wealth held for one full lunar year (Haul)
⚖️ Silver Nisab
~PKR 178K
612.36g silver · 52.5 tola (approx 2025)
📋 Tax Exemption
PKR 600K
Annual salary limit — FBR Tax Year 2025-26
🏠 Punjab Stamp
5% + 1%
Stamp duty + Registration on DC Rate (filer)
🏦 Home Finance
13–15%
Per annum — Islamic & conventional banks 2025
NEPRA Tariff
Jul 2025
Latest approved tariff — all 11 DISCOs nationwide

Pakistan Online Calculators — Complete Local Finance & Islamic Tools

CalcPlex Pakistan is Pakistan's only free calculator suite built around local regulations, Shariah principles, and government-approved data. Every tool is updated for the current FBR tax year (2025-26), OGRA tariff (2025), NEPRA electricity slabs (July 2025), and Sarafa gold/silver prices — so your results are always accurate without needing to research official rates yourself.

What Each Tool Calculates

Why Pakistan-Specific Tools Matter

Generic international calculators use USD or INR values and miss Pakistan-specific rules — like the CZ-50 Zakat exemption, NEPRA multi-tier electricity slabs, or the difference between filer and non-filer withholding tax rates. CalcPlex Pakistan tools are built from the ground up using SBP guidelines, FBR circulars, OGRA notifications, and NEPRA determinations.

Frequently Asked Questions

Is Zakat compulsory on savings account balance?
Yes. If your savings account balance exceeds the silver Nisab threshold and has been above Nisab for a full lunar year (Haul), Zakat becomes obligatory. Banks in Pakistan automatically deduct 2.5% Zakat on Ramadan 1st from savings accounts unless you submit a CZ-50 exemption form before that date.
How do I check if I am a tax filer in Pakistan?
Visit the FBR IRIS portal (iris.fbr.gov.pk) and search by your CNIC to check your Active Taxpayer List (ATL) status. Filers pay significantly lower withholding tax rates on bank transactions, property purchases, and vehicle registrations. File your annual income tax return by September 30 each year to maintain filer status.
When are FBR tax slabs updated each year?
FBR income tax slabs are revised annually in the Federal Budget, presented in June each year. The new slabs take effect from July 1. CalcPlex updates the Salary Tax Calculator immediately after the Finance Bill is passed. The current calculator uses 2025-26 slabs effective from July 1, 2025.
How is WAPDA electricity bill calculated with FCA?
Your electricity bill includes: (1) Energy charges based on NEPRA slab rates, (2) Fixed charges, (3) Fuel Cost Adjustment (FCA) — which varies monthly, (4) GST at 17%, and (5) Electricity Duty of 1.5%. The WAPDA Electricity Bill Calculator includes all these components using the July 2025 NEPRA determination.